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Self-insured groups are created by business owners pooling their resources to achieve greater control, improved claims outcomes and lower overall costs. Members share in any surpluses or shortfalls of funding needed to cover claims and operating costs of the group.
Why Choose Self Insurance for your restaurant?
Although cost savings is a major reason why companies self-insure, the primary benefit SIG members enjoy is having control over their claims which ultimately means control over their bottom line.
CRMBC is owned, operated and governed by its members. Compare that to traditional insurers whose primary duty is to make a profit for their shareholders.
- Alternative to Traditional Insurance
- Improved Claims Outcomes
- Greater Control
- Cost Savings
- Peace of Mind
- Consistently outperforms traditional insurance.
CRMBC - The Right Fit for Restaurateurs
In 2023, accompanying the recently announced new leadership of CRMBC, The PATH Alliance was appointed as the group’s new Administrator beginning in May. PATH brings extensive expertise in financial management, regulatory compliance, claims oversight, safety and loss prevention, and member service to the group. LWP Claims Administration is the third-party administrator handling all claims for the group, while ALC Consulting is an outside claims consultant providing independent claims oversight. Moss Adams LLP has been appointed the group’s independent auditor.
In 2022, CRMBC reported member equity of nearly $20 million. CRMBC is currently welcoming new restaurant operators who exhibit a strong dedication to safety and a desire for greater control over their claims and their workers’ compensation program. It is the right fit for restaurateurs who want to achieve better outcomes for their injured workers and their bottom line, and who wish to receive concierge level service.
46+
Experience Member
32k
Satisfied Clients
56
Awards Win
68+
Insurance Products
We are award winning company
THIRD PARTY ADMINISTRATION
- Caring claims advocacy
- Claims administration by LWP
- Claims evaluation and strategy plan
- Claims handling best practices
- Benchmark and reporting practices
- Fraud prevention and investigation
- Early return-to-work
- Claim resolution at lowest cost
- Claims review and audits
- Custom solutions
LIABILITY PROTECTION
- Excess insurance
- Actuarial studies
- Annual GAAP financial audit
- Collateral reserves post with State of CA
- Sound underwriting practices
- Loss control and safety programs
- Comprehensive risk management
- Professional management
- State of California oversight
- Strong regulatory standards
- Member-owned non-profit
RISK MANAGEMENT
- Industry Specific
- Tailored safety program
- IIPP development assistance
- Comprehensive loss control solutions
- Worksite visits and consultation
- Safety training classes and webinars
- Custom solutions
ADMINISTRATIVE SERVICES
- Manage outside professionals & vendors
- Financial Management
- Member services
- Day-to-day program operations
- Claims oversight
- Regulatory compliance
MEET THE BOARD OF DIRECTORS
What our clients say
Your company is truly upstanding and is behind its product 100%. We've used insurance for the last five years. It fits our needs perfectly. Nice work on your insurance. It's incredible.
Jai Erskine
- Senior MarketerI made back the purchase price in just 48 hours! No matter where you go, You won't regret it. Insurance is great. I'd be lost without insurance. Thanks guys, keep up the good work!
Georgia Holden
- Business AdvisorInsurance should be nominated for service of the year. I love insurance. Insurance is the most valuable business resource we have EVER purchased. I will refer everyone I know.
Luke Petrie
- Project Manager